Regrading: when it pays and when it doesn’t

Cracking and resubmitting a card can add value, but fees and risk add up quickly.

Turnaround times vary by service level, and published estimates are not always what submitters experience. Dealers we spoke to plan with a margin on top of whatever estimate is published.

What we’re hearing

Volume tends to rise after major releases and in the run-up to the holiday season, which can lengthen queues across the market.

Clear rules are fine. Rules that change overnight are the problem.

Dealers describe a market that is still active but more selective than it was earlier in the year, with buyers focusing on the most sought-after cards and products.

What it means for the trade

For UK submitters, shipping, insurance and import charges can add significantly to the headline fee per card.

We have contacted the companies involved for comment and will update this story when we hear back.

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